Track your credit cards, balance your checkbook, and budget your spending all in one integrated software, and let the software tell you what expenses have been missed. 3D Budget is the first true multi-dimensional personal budgeting software that integrates three dimensions of your finances to ensure that your budget is valid. 3D Budget merges budget plans with current funds (cash, checking, etc.) and current debt (credit and charge cards), and it uses unique logic to reconcile these three dimensions with each other. Through simple user friendly screens and clear structured logic, 3D Budget helps users establish control and discipline in personal expense management.

Unlike most other budgeting tools, 3D Budget has built in balancing functionality that checks whether or not you have accounted for all expenses. Most budgeting tools provide a framework for categorizing expenses, but do not provide any method for confirming that all expenses have been captured. This is a serious omission because it allows you to think you are staying within your budgeting limits, when in reality you could have omitted significant expenses and may be in danger of running out of money. 3D Budget confirms that your budget is balanced by reconciling your budget plans with all of your current funds and credit.

3D Budget's Three Dimensions:
(1) Credit Card Tracking - integrated electronic ledgers for tracking and balancing all of your credit and charge cards. Incorporates credit card spending in all available fund calculations.
(2) Checkbook Balancing - integrated electronic ledgers for tracking and balancing all of your checking and savings accounts.
(3) Spending Budget - flexible electronic envelope budgeting which is automatically integrated with checking and credit accounts and balanced across all funds with 3D Budget's unique Reconciliation functionality.